The Hero Program allows you to do more energy saving projects.
What does the name "HERO" stand for?
HERO is an acronym that stands for: Home Energy Renovation Opportunity
What is the HERO Financing Program?
HERO is the #1 energy efficiency financing program in the United States. HERO partners with local governments to make energy efficient, water efficient, and renewable energy products more affordable for homeowners.
How is HERO Financing different than other forms of financing?
HERO provides financing for eligible energy efficient, water efficient, and renewable energy products. HERO finances 100% of the cost to purchase and install eligible products. HERO offers low, fixed interest rates with amortization periods of 5, 10, 15, or 20 years and, unlike other financing options, there are no credit score requirements and repayments are made through your property taxes, with the interest being tax deductible. Additionally, if the property is sold before the HERO assessment is paid in full, the remaining payments can legally be passed on to a new property owner (please see the “Real Estate Transactions” section below for more details).
How is HERO Financing paid through my property taxes?
The repayment of HERO Financing is included in your property tax bill, which is delivered and collected by the County. You will see a line item titled HERO Financing on your property tax bill. If you make property tax payments through an impound escrow account, your lender will adjust your monthly payment to include the amount due for HERO Financing.
Who can apply for HERO Financing?
HERO Financing is available to commercial and residential property owners in many cities and counties across the State of California. To find out if HERO is available in your community please enter your zip code at www.heroprogram.com or call 1-855-HERO-411 (1-855-437-6411).
Are all contractors qualified to install eligible HERO products?
No. Contractors must be registered with the HERO Program in order to be qualified to install HERO eligible upgrades. To register with the HERO Program contractors must be properly licensed and bonded with the Contractors State License Board.
To find a registered HERO Contractor please enter your zip code at www.heroprogram.com to explore the contractors in your community. Property owners are responsible for the selection of the contractor(s) and product(s) necessary to complete their project.
What happens if a property is sold?
Please see the “Real Estate Transactions” section below.
Do buyers purchasing a home with a HERO assessment need to qualify or reapply for HERO financing?
The potential buyer of a home with a HERO assessment does not need to qualify or reapply for HERO. When a HERO tax assessment is transferred to new owners, it does so automatically with the sale of the property.